0% Interest Free Plans

Are you considering Cosmetic, Aesthetic, Orthodontic or Dental Implant work, but not sure about the best way to pay for it? If so, you might be interested in the interest free payment plans we offer to fund your treatment. Various finance options are available, acceptance is subject to credit status and terms and conditions apply.

Representative Example: Amount of Credit £2500.00. Total Amount Repayable £2500.00. Repayable by 10 monthly payments of £250.00. Interest rate 0.0% pa variable. Representative 0.0% APR variable. Example based upon a dental verification costing £2500.00 repayable over 10 months. Credit subject to status. Terms and conditions apply.

It is easy to spread your treatment cost with us at Nightingale Dental & Implant Centre click here to apply now.

How do I apply?

You will need to complete a simple online credit application. The information is transmitted to the lender immediately and a reply is usually received by return.

How much can I borrow?

You can borrow between £350 and £25,000, subject to status. You must be over 21 to apply, and you must have lived in the UK for at least 3 years.

Do I have to pay a deposit?

A deposit is not required, but if you want to pay one and so reduce the amount you borrow, this is completely up to you.

How much are the repayments?

Obviously this will depend on the amount you borrow and whether you pay a deposit. Our staff will show you, completely without obligation, the monthly repayments for your particular treatment. With our 0% facility, you pay the costs of your treatment – no more and no less. Interest free means just that! There are no hidden costs and no deposit required!

Examples of the monthly repayments are shown below:

Treatment cost £600 £1500 £3000
Deposit £0 £0 £0
Amount of credit £600 £1500 £3000
Term of loan 10 months 10 months 10 months
Representative APR 0% 0% 0%
Monthly repayment £60 £150 £300
Total amount repaid £600 £1500 £3000

How do I make the repayments?

The monthly payments are collected by Direct Debit, starting one month after you sign the credit agreement, and are subject to the usual guarantee from your bank.

When can I start the treatment?

Immediately – as soon as the credit agreement has been signed.

What if I decide that I don’t want the finance?

There is a statutory ‘cooling off’ period of 14 days after signature during which you can cancel the credit agreement with no cost to you. However, if you have started any treatment which would have been financed, you will have to make other arrangements to pay for it.

Who provides the finance?

The finance is arranged through Chrysalis Finance Ltd., a company authorised and regulated by the Financial Conduct Authority to carry out the regulated activity of credit broking under Firm Reference Number 631193.


Calculate for yourself the monthly repayments for your treatment by entering the cost in the Chrysalis calculator:


Nightingale Cottage Dental Practice, trading as Nightingale Dental & Implant Centre, is an Appointed Representative of Chrysalis Finance Limited, which is authorised and regulated by the Financial Conduct Authority to carry out the regulated activity of credit broking www.chrysalisfinance.com.